Savings

Better rates, lower fees, personal attention!

Membership Savings

Includes Member Shares, Savings, Kids Accounts, Christmas Savings & Special Savings

Not only does this account give you a safe place to sock away your cash, it also grants you full membership to Wichita Falls Federal Credit Union.

Open your account today to get your WFFCU membership started!

Details:

  • Grants you full WFFCU membership

  • Earn dividends on balances of $50.00 or more

  • Dividends earned daily, credited quarterly

  • No monthly service charge

  • Must maintain a minimum balance of $25.00

  • Free online banking

  • Free mobile banking

  • Free e-Statements

What you need: In order to become a member, we will require additional documentation to help us comply with the USA Patriot Act. We will also ask you to fill out a signature card to make your membership official.

Additional documentation needed for opening your membership account:

  • A driver's license (or other official picture identification)

  • Social security card or other official identification

  • Document showing your current physical address (even if you do not receive mail at that location), such as a driver's license, pay stub, or current utility bill

Christmas Accounts

Make it Easy on Santa!

Open your Christmas Account today, set aside a little extra each payday and enjoy the holidays!

  • Payroll deductions make depositing easy

  • Christmas Accounts pay interest monthly

  • Funds are available between November 1st and January 31st

  • Early withdrawal penalties apply on withdrawals prior to November 1st each year

Special Savings

We offer Special Savings Accounts for any special reason you would like to save money, such as college savings, dues accounts, vacations, dream car, etc...personalized for you!

Individual Retirement Accounts

Traditional and Roth IRAs

  • No fees on IRA Accounts

  • The minimum opening balance is $500.00

  • You may add to your IRA through payroll deduction

  • Dividends are paid on day-in/day-out basis and posted quarter

    • Dividends are set by the Board of Directors at the end of each quarter

  • IRA Funds may be placed in a IRA Shares and/or IRA Certificates

Term Share Certificates

Put your money away and get a fixed return!

  • Term Share Certificates may be opened with as little as $500.00

  • Competitive rates are paid on various certificate terms

  • Check out the current rates and terms

Kids Account

An account just for KIDS!

Signing your kids up for a savings account of their own can be a good starting point. By doing so, this can help children understand banking transactions and help them learn about financial health.

  • Account opens with $10.00

  • Earns interest at $25.00

  • Children up to 12 years old

  • E-Statements required, or statement opt-out

  • Balance must be greater than $25.00 before any withdrawals can be made

  • Only 2 withdrawals or transfers a month

Bring your child in with their social security card and first deposit to open their account.