ACCOUNTS

Details:

• Grants you full WFFCU membership

• Earn dividends on balances of $50.00 or more

• Dividends earned daily, credited quarterly

• No monthly service charge

• Must maintain a minimum balance of $25.00

• Free online banking

• Free mobile banking

• Free e-Statements

What you need: In order to become a member, we will require additional documentation to help us comply with the USA Patriot Act. We will also ask you to fill out a signature card to make your membership official.

Additional documentation needed for opening your membership account:

• A driver's license (or other official picture identification)

• Social security card or other official identification

• Document showing your current physical address (even if you do not receive mail at that location), such as a driver's license, pay stub, or current utility bill

• Monthly dividends on balances of $500.00 or more

• No minimum balance

• Free Visa® Debit Card with access to over 16,000 Surcharge-FREE ATM machines across the country through the MoneyPass network

• Unlimited check writing

• First box of checks free

• No service fee

• Free online bill pay

• Online banking

• View check images online

• Audio Response 24/7

• Courtesy Pay (some restrictions apply)

• Overdraft Protection from savings

• Overdraft Line of Credit is available with approved credit (some restrictions apply)

• Account opens with $10.00

• Earns interest at $25.00

• E-Statements required

• Balance must be greater than $25.00 before any withdrawals can be made

Empower your teen to become financially responsible with our Teen Access Account. This account not only provides your teen with a debit card but also allows you, as the guardian, to set the level of monitoring that you feel is necessary. It's a fantastic opportunity for a young person to start managing their own money, under your guidance.   

(Membership Share Savings account is required.)

If you need it, you can save for it with these special savings accounts, and using Payroll deductions makes it even easier! Here are some common types of accounts:

• Kid’s Expenses

• Vacation Savings

• Car Care Savings

• Home Needs

• Tax Savings

• Wedding Expenses

Wichita Falls FCU offers both Traditional and Roth IRAs.

• No fees on IRAs

• The minimum opening balance is $500.00

• You may add to your IRA through payroll deduction

• Dividends are paid on a day-in/day-out basis and posted quarter

  • Dividends are set by the Board of Directors at the end of each quarter

• IRA Funds may be placed in IRA Shares and/or IRA Certificates