DEPOSIT RATES

Effective Date: 09/25/2025

Deposit Accounts

Type Dividend Rate APY**
Share Savings 0.20% 0.200%
Kids Accounts & Special Savings 0.20% 0.200%
Checking Account 0.10% 0.100%
IRA Savings Rates - Traditional and Roth 0.75% 0.752%

Regular and IRA Certificate

Type Dividend Rate APY**
6-Month Term Share Certificate 3.75% 3.815%
12-Month Term Share Certificate 3.60% 3.660%
18-Month Term Share Certificate 3.00% 3.042%
24-Month Term Share Certificate 3.00% 3.042%
36-Month Term Share Certificate 2.75% 2.785%
48-Month Term Share Certificate 2.75% 2.785%
60-Month Term Share Certificate 2.75% 2.785%

Certificates with Balances over $50,000

Type Dividend Rate APY**
6-Month Term Share Certificate - Over $50,000.00 3.85% 3.919%
12-Month Term Share Certificate - Over $50,000.00 3.70% 3.763%
24-Month Term Share Certificate - Over $50,000.00 3.10% 3.144%
36-Month Term Share Certificate - Over $50,000.00 2.85% 2.888%
48-Month Term Share Certificate - Over $50,000.00 2.85% 2.888%
60-Month Term Share Certificate - Over $50,000.00 2.85% 2.888%

**APY=Annual Percentage Yield