DEPOSIT RATES

Effective Date: 04/01/2024

Deposit Accounts

Type Dividend Rate APY**
Share Savings 0.20% 0.200%
Kids Accounts 0.20% 0.200%
Checking Account 0.10% 0.100%
IRA Savings Rates - Traditional and Roth 0.75% 0.752%

Regular and IRA Certificate

Type Dividend Rate APY**
6-Month Term Share Certificate 4.00% 4.074%
12-Month Term Share Certificate 4.25% 4.334%
18-Month Term Share Certificate 4.00% 4.074%
24-Month Term Share Certificate 4.00% 4.074%
36-Month Term Share Certificate 3.00% 3.042%
48-Month Term Share Certificate 3.00% 3.042%
60-Month Term Share Certificate 3.00% 3.042%

Certificates with Balances over $50,000

Type Dividend Rate APY**
6-Month Term Share Certificate - Over $50,000.00 4.00% 4.178%
12-Month Term Share Certificate - Over $50,000.00 4.35% 4.438%
24-Month Term Share Certificate - Over $50,000.00 4.10% 4.178%
36-Month Term Share Certificate - Over $50,000.00 3.10% 3.144%
48-Month Term Share Certificate - Over $50,000.00 3.10% 3.144%
60-Month Term Share Certificate - Over $50,000.00 3.10% 3.144%

**APY=Annual Percentage Yield