LOAN RATES
Effective Date: 04/1/2024
| Type | APR* | Maximum Term |
|---|---|---|
| Signature | 9.00% - 18.00% | 60 Months |
| Over Draft Protection | 18.00% | 12 Months |
| Salary Advance Loan ($10 application fee, $700 max loan amount) |
23.00% | 120 Days |
| Share Secured | Share rate + 2.00% | as requested |
Automobile and Motorcycles
| Type | APR* | Maximum Term |
|---|---|---|
| New | 5.24% - 15.74% | 75 Months** |
| Used | 5.74% - 16/24% | 66 Months** |
| Older than 10 years | Add 2.00% to the above rates |
Boats
| Type | APR* | Maximum Term |
|---|---|---|
| New | 5.74% - 16.24% | 84 Months** |
| 6.74% - 17.24% | 96 Months** | |
| Used | 6.24% - 16.74% | 84 Months** |
| 7.24% - 17.24% | 96 Months** |
Travel Trailers / RV
| Type | APR* | Maximum Term |
|---|---|---|
| New | 5.74% - 16.24% | Up to 120 Months** |
| Used | 6.24% - 16.74% | Up to 120 Months** |
Miscellaneous Titled Vehicles
| Type | APR* | Maximum Term |
|---|---|---|
| New | 6.24% - 16.74% | 72 Months** |
| Used | 6.74% - 17.24% | 72 Months** |
Tractor
| Type | APR* | Maximum Term |
|---|---|---|
| New | 6.74% - 17.24% | 72 Months** |
| Used | 7.74% - 18.24% | 72 Months** |
Home Equity
| Type | APR* | Maximum Term |
|---|---|---|
| Home Equity | 6.50% - 17.00% | 60 Months |
| Home Equity | 7.00% - 17.50% | 120 Months |
*APR=Annual Percentage Rate
**Longer terms available depending on loan amount
Term depends on value, age, and /or amount of loan. Longer terms available depending on loan amount.
All rates are subject to change. Please contact us for information.