FEE SCHEDULE

General Fees

Type Fee Amount
Telephone Inquiries FREE
Direct Deposit and Payroll Deduction FREE
Statement Fee per printed statement (picked up, mailed, inter0office, etc.) $1.00
Statement Duplication $1.00
Statement returned undeliverable or Post Office address change $3.00
Research or Reconcile accounts (per hour, 1 hour minimum) $20.00
Deposited/cashed check returned unpaid - Personal account $5.00
Deposited/cashed check returned unpaid - Business / Organization acct $15.00
Mail receipt $1.00
Reprocessing Fee (Item rejected due to NSF but then reprocessed and paid) $10.00
 

Share / Savings Account Fees

Type Fee Amount
Excessive share withdrawal fee (over 12 withdrawals in a quarter) $1.00
Negative Balance Fee (per occurrence) $25.00
Dormant Account Fee - Annually $30.00
Account Closure Fee - open less than 6 months $5.00
 

Sharedraft / Checking Account Fees

Type Fee Amount
Automatic Overdraft Protection transfer from shares (per transfer) $1.00
Check Copy (each) $1.00
Item Reprocessing Fee $10.00
Courtesy Pay (Negative Balance) Fee per item $25.00
Insufficient funds charge (returned) per item $25.00
Negative Balance Fee (per occurrence) $25.00
Stop payment on check or ACH debit per item $25.00
Bill Pay: Free if used at least once per month, $6.00 per month not used FREE
Temporary checks (each) (first 12 free when opening account) $0.25
 

Loan Account Fees

Type Fee Amount
Return item charge for returned loan payment check $20.00
Late payment fee (10 days late) $25.00
 

ATM, Debit Card and ACH Fees

Type Fee Amount
Insufficient funds ACH debit (returned) $25.00
Stop payment of ACH debit $25.00
Item Reprocessing Fee $10.00
ACH origination - electronic transfer between institutions (one-time occurrence) $5.00
ACH origination - electronic transfer between institutions (each, recurring) $1.00
ACH origination - payment to a WFFCU loan FREE
Replacement of lost Debit Card or MasterCard (per card) - One free per year $7.50
Replacement of lost ATM card $5.00
 

Other Service Charges and Fees

Type Fee Amount
Check Cashing Fee $0.50, $3.00 minimum
Cashier's Check $2.00
CU Checks made payable to a Third Party $1.00
Currency Gift Envelopes $1.00
Wire Transfer - outgoing to another institution $15.00
Western Union transfer $20.00
Notary Service for Members FREE
Notary Service for Non-Members $5.00
FAX - incoming or outgoing (1st page) $1.00
FAX - incoming or outgoing (each additional page) $0.25