| General Fees |
| FREE |
Telephone Inquiries |
| FREE |
Direct Deposit and Payroll Deduction |
| $1.00 |
Statement Fee per printed statement (picked up, mailed, inter0office, etc.) |
| $1.00 |
Statement Duplications |
| $3.00 |
Statement returned undeliverable or Post Office address change |
| $20.00 |
Research or Reconcile accounts (per hour, 1 hour minimum) |
| $5.00 |
Deposited/cashed check returned unpaid - Personal account |
| $15.00 |
Deposited/cashed check returned unpaid - Business / Organization acct |
| $1.00 |
Mail receipt |
| $10.00 |
Reprocessing Fee (Item rejected due to NSF but then reprocessed and paid) |
| Share / Savings Account Fees |
| $1.00 |
Excessive share withdrawal fee (over 12 withdrawals in a quarter) |
| $25.00 |
Negative Balance Fee (per occurrence) |
| $30.00 |
Dormant Account Fee - Annually |
| $5.00 |
Account Closure Fee - open less than 6 months |
| Sharedraft / Checking Account Fees |
| $1.00 |
Automatic Overdraft Protection transfer from shares (per transfer) |
| $1.00 |
Check Copy (each) |
| $10.00 |
Item Reprocessing Fee |
| $25.00 |
Courtesy Pay (Negative Balance) Fee per item |
| $25.00 |
Insufficient funds charge (returned) per item |
| $25.00 |
Negative Balance Fee (per occurrence) |
| $25.00 |
Stop payment on check or ACH debit per item |
| FREE |
Bill Pay: Free if used at least once per month, $6.00 per month not used |
| $0.25 |
Temporary checks (each) (first 12 free when opening account) |
| Loan Account Fees |
| $20.00 |
Return item charge for returned loan payment check |
| $25.00 |
Late payment fee (10 days late) |
| ATM, Debit Card and ACH Fees |
| $25.00 |
Insufficient funds ACH debit (returned) |
| $25.00 |
Stop payment of ACH debit |
| $10.00 |
Item Reprocessing Fee |
| $5.00 |
ACH origination - electronic transfer between institutions (one-time occurrence) |
| $1.00 |
ACH origination - electronic transfer between institutions (each, recurring) |
| FREE |
ACH origination - payment to a WFFCU loan |
| $7.50 |
Replacement of lost Debit Card or MasterCard (per card) - One free per year |
| $5.00 |
Replacement of lost ATM card |
| Other Service Charges and Fees |
| 0.50%, $3.00 Min |
Check Cashing Fee |
| $2.00 |
Cashier's Check |
| $1.00 |
CU Checks made payable to a Third Party |
| $1.00 |
Currency Gift Envelopes |
| $15.00 |
Wire Transfer - outgoing to another institution |
| $20.00 |
Western Union transfer |
| FREE |
Notary Service for Members |
| $5.00 |
Notary Service for Non-Members |
| $1.00 |
FAX - incoming or outgoing (1st page) |
| $0.25 |
FAX - incoming or outgoing (each additional page) |
