PRIVACY POLICY

FACTS WHAT DOES WICHITA FALLS FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security Number
  • Income
  • Credit History
  • Account Balances
  • Credit Scores
  • Payment History
How? When you are no longer our customer, we continue to share your information as described in this notice. All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Wichita Falls Federal Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Wichita Falls Federal Credit Union Share? Can you limit this sharing?
For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes
to offer our products and services to you
Yes Yes
For joint marketing with other financial companies Yes Yes
For our affiliates' everyday business purposes
information about your transactions and experiences
Yes Yes
For our affiliates' everyday business purposes
No No
For affiliates to market to you Yes Yes
For nonaffiliates to market to you No No
Who is providing this notice? Wichita Falls Federal Credit Union
What we do
How does Wichita Falls Federal Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Wichita Falls Federal Credit Union collect my personal information? We collect your personal information, for example, when you:
  • open an account
  • deposit money
  • pay your bills
  • apply for a loan
  • use your debit or credit card
We also collect information from others, such as credit bureaus, your employer (for verification of employment when you apply for a loan), and from debt collectors.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State law and individual companies may give you additional rights to limit sharing.