PRIVACY POLICY

  
    FACTS
    
      WHAT DOES WICHITA FALLS FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
    
    Why?
    
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
    
    What?
    
      The types of personal information we collect and share depend on the product or service you have with us. This information can include:
      Social Security Number
Income
Credit History
Account Balances
Credit Scores
Payment History

    How?
    
      When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Wichita Falls Federal Credit Union chooses to share; and whether you can limit this sharing.
    
      Reasons we can share your personal information
      Does Wichita Falls Federal Credit Union Share?
      Can you limit this sharing?
    
        For our everyday business purposes

          such as to process your transactions, maintain
          your account(s), respond to court orders and legal
          investigations, or report to credit bureaus
        
      Yes
      No
    
        For our marketing purposes

          to offer our products and services to you
        
      Yes
      Yes
    
        For joint marketing with other financial companies
      
      Yes
      Yes
    
        For our affiliates' everyday business purposes

          information about your transactions and experiences
        
      Yes
      Yes
    
        For our affiliates' everyday business purposes

      No
      No
    
        For affiliates to market to you
      
      Yes
      Yes
    
        For nonaffiliates to market to you
      
      No
      No
    
      Who is providing this notice?
    
      Wichita Falls Federal Credit Union
    
    What we do
  
      How does Wichita Falls Federal Credit Union protect my personal information?
    
      To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
    
      How does Wichita Falls Federal Credit Union collect my personal information?
    
      We collect your personal information, for example, when you:
      open an account
deposit money
pay your bills
apply for a loan
use your debit or credit card

      We also collect information from others, such as credit bureaus, your
      employer (for verification of employment when you apply for a loan), and
      from debt collectors.
    
      Why can't I limit all sharing?
    
      Federal law gives you the right to limit only
      sharing for affiliates’ everyday business purposes – information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you

      State law and individual companies may give you additional rights to limit sharing.