Privacy Policy

WHAT DOES WICHITA FALLS FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

■  Social Security number and income

■  account balances and payment history

■  credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Wichita Falls Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information:

■  For our everyday business purposes

Such as processing your transactions, maintaining your account(s), responding to court orders and legal

investigations, or report to credit bureaus.
You cannot limit this sharing

■  For our marketing purposes

To offer our products and services to you.
You can limit this sharing

■  For joint marketing with other financial companies

You can limit this sharing

■  For our affiliates’ everyday business purposes

information about your transactions and experiences.
You can limit this sharing

■ For our affiliates to market to you

You can limit this sharing

We will not share your personal information for the following:

■  For our affiliates’ everyday business purposes

■  For non-affiliates to market to you

Questions?

Call 940-322-9328 or visit our website at www.wichitafallsfcu.com

Who is providing this notice?

Wichita Falls Federal Credit Union

How does Wichita Falls Federal Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files.

How does Wichita Falls Federal Credit Union collect my personal information?

We collect your personal information, for example, when you

■  open an account or deposit money

■  make loan payments or apply for a loan

■  use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

■  sharing for affiliates’ everyday business purposes – information about your creditworthiness

■  affiliates from using your information to market to you

■  sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

You may find a PDF version of the Privacy Policy here.