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WFFEDCU

 

Loan Rates

Rates effective 9/1/2016
Interest rate based on credit history, low debt ratio, and automatic payments.  WFFCU occasionally offers special promotions to lower rates as well.  Complete an application and we can provide your actual rate. 

 

 

 

Interest Rate

          

Maximum Term*

 

 

 

 

 

 

 

 

Signature

 

8.75%-18.50%

 

60 Months

 

 

 

 

 

 

 

 

Automobile

 

 

 

 

 

 

New includes

2.50%-13.00%

 

60 Months

 

 

Demos

 

3.00%-13.50%

 

72 Months**

 

 

 

 

 

 

 

 

Used

 

3.00%-13.50%

 

60 Months**

 

2005 or older

 

 

 

 

 

 

 

 

 

 

Motorcycles

 

 

 

 

 

            

New

 

3.50%-14.50%

 

72 Months

 

 

Used

 

4.00%-14.50%

 

60 Months

 

 

 

 

 

 

 

 

Boats 

 

 

 

 

 

 

New

 

3.00%-13.50%

 

60 Months**

 

Used

 

3.50%-14.00%

 

60 Months**

 

 

 

 

 

 

 

Travel Trailers

 

 

 

 

 

 

New

 

3.00%-13.50%

 

60 Months

 

 

 

 

3.50%-14.00%

 

84 Months**

 

 

Used

 

3.50%-14.00%

 

60 Months

 

 

 

 

4.00%-14.50%

 

72 Months**

 

 

 

 

 

 

 

 

Misc. Titled Vehicles

 

 

 

 

 

New

 

3.50%-14.50%

 

72 Months

 

 

Used

 

4.00%-14.50%

 

60 Months

 

 

 

 

 

 

 

 

Share Secured

 

 share rate + 2%

                (Variable)

as requested

 

 

 

 

 

 

 

 

Tractor

 

 

 

 

 

 

New

 

5.00%-16.00%

 

60 Months**

 

Used

 

6.00%-17.00%

 

48 Months**

 

 

 

 

 

 

 

Over Draft Protection

18.00%

 

12 Months

 

 

 

 

 

 

 

 

Salary Advance Loan

23.00%

 

120 days 

    ($10 Application Fee applies)        
           

Home Equity             

 

4.75%-6.00%

 

60 Months

 

 

 

5.25%-6.50%

 

120 Months

 

                 

 * All rates are subject to change. Please contact the credit union for information.