2100 Seymour Highway, Wichita Falls, TX 76301



Have a Question? Call Us:

(940) 322-9328


Convenient and Affordable! There is a fixed rate and no annual fee. Unlike most of the big bank cards, the same low rate applies for cash advances and balance transfers with no transaction fees.

Members can go on-line and check your MasterCard Account at GoToMyCard.com. You may pay online using GoToMyCard.com, Pay by Phone at 1-800-422-4757 or pay here in our office. We can also set up a recurring automatic draft to come from your account for payment.

To report a lost or stolen card, please call 1-800-422-4757, 24 hours a day.


Click here for MasterCard application
Please complete, print, sign, and return to the Credit Union with a current pay stub for each applicant to veryify income.

Annual Fees:  None

Cash Advance Fees:  None

Late Payment Fee:  Minimum payment is due within 10 days following your payment due date or you may be charged a late fee of $ 25.00

Over the Limit Fee:  None

Return Check Fee: If a check used to make a payment on your account is returned unpaid, you may be charged a fee of $15 for each item returned.

Foreign Currency Transaction Fee:  1%

Variable Rate Information: Not Applicable

Grace Period for Purchases:  You have not less than 25 days to repay your balance on purchases before a finance charge is imposed.

Balance Calculation Method for Purchases:  The finance charge is calculated on the average daily balance (including new transactions).

Charges incurred by use of the card are due on receipt of the account statement.

Fair Reporting Act Notice

Grant of this application is conditioned upon your satisfying any applicable criteria based on your credit worthiness, including your income, employment, and any other information provided by you.  You have the right to prohibit information contained in your credit report from being used in connection with any credit or insurance transaction that is not initiated by you.  You may exercise this right by contacting the credit reporting agency opt-out notification system toll free at 1-888-5-OPTOUT (1-888-567-8688) or write to Equifax Operations, PO Box 740123, Atlanta GA 30374-0123.