Savings
Share Savings
Your Share Savings account is your primary account with the Credit Union. $25 is required to be maintained in the Share account for your membership. The Share account earns dividends on your balances of $50 or more.
Christmas Club
Make it Easy on Santa! Open your Christmas Club account today, set aside a little extra each payday and enjoy the holidays!
- Payroll deductions make depositing easy
- Christmas Accounts pay interest monthly
- Funds will be available between November 1st and January 31st
- Early withdrawal penalties apply on withdrawals prior to November 1st each year
Special Savings
We also offer Special Savings accounts for any special reason you would like to save money, such as: College Savings, Dues Accounts, Vacations, Dream Car, etc...
Traditional and Roth IRA's (Individual Retirement Accounts)
There are no fees on IRA accounts. The minimum opening balance is $500.00. You may add to your IRA through payroll deduction. Dividends are paid on day-in/day-out basis and posted quarterly. Dividends are set by the Board of Directors at the end of each quarter. IRA Funds may be placed in a IRA Shares and/or IRA Certificates.
Term Share Certificates (CD's)
Term Share Certificates may be opened with as little as $500.00. Competiteve rates are paid on various certificate terms.
| Certificate Rates as of 10/1/2011 | ||||
| TERM | ||||
| 1 YEAR | 0.50% | |||
| 18 MONTHS | 0.55% | |||
| 2 YEARS | 0.90% | |||
| 3 YEARS | 1.15% | |||
| 4 YEARS | 1.35% | |||
| 5 YEARS | 1.75% | |||
| Certificates greater than $50,000 increase the rate by .10% | ||||
| *rates subject to change without notice | ||||