Loan Rates
Interest rate based on credit history, low debt ratio, and automatic payments. WFFCU occasionally offers special promotions to lower rates as well. Complete an application and we can provide your actual rate.
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Interest Rate |
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Maximum Term* |
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Signature |
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8.75%-18.50% |
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60 Months |
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Automobile |
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New includes |
2.50%-13.00% |
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60 Months |
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Demos |
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3.00%-13.50% |
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72 Months** |
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Used |
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3.00%-13.50% |
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60 Months** |
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2004 or older |
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Motorcycles |
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New |
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3.50%-14.50% |
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72 Months |
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Used |
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4.00%-14.50% |
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60 Months |
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Boats |
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New |
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3.00%-13.50% |
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60 Months** |
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Used |
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3.50%-14.00% |
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60 Months** |
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Travel Trailers |
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New |
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3.00%-13.50% |
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60 Months |
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3.50%-14.00% |
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84 Months** |
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Used |
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3.50%-14.00% |
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60 Months |
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4.00%-14.50% |
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72 Months** |
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Misc. Titled Vehicles |
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New |
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3.50%-14.50% |
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72 Months |
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Used |
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4.00%-14.50% |
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60 Months |
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Share Secured |
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share rate + 2% |
(Variable) |
as requested |
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Tractor |
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New |
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5.00%-16.00% |
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60 Months** |
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Used |
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6.00%-17.00% |
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48 Months** |
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Over Draft Protection |
18.00% |
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12 Months |
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Salary Advance Loan |
21.00% |
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90 days |
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Home Equity |
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4.75%-6.00% |
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60 Months |
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5.25%-6.50% |
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120 Months |
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* All rates are subject to change. Please contact the credit union for information.